Looking for auto insurance in Colorado? If you live in this state, there are a few things to keep in mind. More importantly, the average cost of a policy in Colorado is about $ 1,400 per year. This is far less than many other states that average over $ 2k / year. Although the costs are already low, there are other ways to save.
To start with, you need to consider where you live. Believe it or not, if you live in a smaller city, you may be able to save even more money on coverage. That said, even if you live in a densely populated area, like Denver or Boulder, you can still tweak a few details that will allow you to have more money in your pocket.
The type of car you drive has a lot to do with how much you pay for coverage. When looking for quotes, it is important to be honest about your vehicle.
The following is a list of the most stolen vehicles in Colorado. If you own one of these, your rate may be a bit higher than expected:
• 1994 Honda Accord
• 2000 Honda Civic
• 1993 Jeep Cherokee / Grand Cherokee
• 1995 Saturn SL
• 2001 Dodge Ram Pickup
• 1998 Ford F150 Series
• 1990 Toyota Camry
• 1997 Dodge Neon
• 1999 Chevrolet C / K 1500 Full-Size Pickup
• 1995 Acura Integra
Fortunately, many of these are older models, which means that you will not be affected by very high premiums. This is due to the fact that they are not worth as much as the newer vehicles.
If you’ve been looking for Colorado auto insurance quotes, don’t let anyone tell you that you have to overpay. By keeping your annual premium at $ 1,400 or less, you are definitely doing something right.